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Home > Retail Banking > Credit Cards > OptimumCard Gold
OptimumCard Gold

A credit card that makes you live the difference of being privileged

OptimumCard Gold, in addition to the OptimumCard advantages, opens for you the doors of a privileged life with a high limit.
Thanks to your exceptional limit, shopping may be done as you feel anywhere in the world. Feel the comfort of carrying a powerful source of cash in your pocket.

Shopping may be done with OptimumCard Gold in all the locations carrying a Visa / MasterCard logo; you can meet your cash needs wherever you are in the world.

Moreover, you earn OptimumPuan points while shopping.

With OptimumCard, points are not limited to shopping...
There are points in every transaction. 

You even earn additional points from your payments made through our Call Center 600 02 02, from payments made from KOOP24 ATMs but also by Instructed Automatic Payment, and when you withdraw cash advance from KOOP24 ATMs, or even while using your OptimumPuan points.

With OptimumCard the possibilities are unlimited…
Our 600 02 02 Call Center and KOOP24 ATMs are at your service.

You can access your credit card limit and bank statement information, you can change your password, withdraw cash advance, and you can realize your credit card payments out of your card connected sight deposit and checking accounts or directly from our KOOP24plus+ATMs accepting cash, 24 hours a day.

With OptimumCard have access to all your accounts…
Do all of your banking transactions in an instant.

You can have access to all your accounts in your branch 24 hours a day from our 600 02 02 Call Center and from all KOOP24 ATMs, with OptimumCard. You can easily effectuate many banking transactions out of these accounts.

OptimumCard also thinks about your relatives and close friends…
With additional cards we also provide them with very unique opportunities.

If you wish, an additional card could be provided either to your spouse or another family member above 18 years old or even to your close relatives/friends. Moreover, yourself, you can determine the card’s credit limit.

OptimumCard will set up communication with you by all means…

E-mail, SMS, Fax.
You may wish to receive your bank statements by e-mail or fax, or you may even wish to view your payment information in short messages/SMS on your cell phone.

OptimumCard won’t leave you in difficulty…
It is insured against loss or theft.

In case of loss or theft of your card do not worry and call us right away.From the moment you inform us you are not responsible for any purchase transaction.

With OptimumCard making payments is also easy…
On the day of your expenses pay with confidence.

If you wish you can pay the minimum payment amount specified on your bank statement, and you will be credited for the remaining balance, with OptimumCard. To pay off your bank statement balance or only the minimum amount, it can be done by Automatic Payment Instructions, if you wish you can also make a payment 24 hours a day from KOOP24 ATMs and through our Call Center 600 02 02.

Payments made before 11:30pm through our Call Center or one of our ATMs will be shown as processed on the same day. You can even make direct cash payments through KOOP24plus+ATMs.

Don’t forget, while you make payments you also earn OptimumPuan points.

Special OptimumPuan points for you from OptimumCard…
The first points are on us.

We are offering you together with your OptimumCard starting OptimumPuan points in the amount of 3.00 TL as a welcoming present. Moreover, for our customers whose salaries are directly deposited to our bank and for our new customers who will request direct salary payment to our bank, we give away full double points, meaning a total of 6.00 TL. Have a pleasant shopping.

OptimumCard can be obtained easily…
Start exploring the world without delay.

All you have to do is fill out the attached form, with a copy of your ID and your income documented in writing (if you earn a salary, pay stub or employer letter; if you are retired or self-employed or if you have a regular income, indicate your income on the application form) and drop it to our customer service of your nearest branch. Even if you are housewife, a university student or a foreign citizen, you can acquire the OptimumCard with a guarantor.

Do not forget, the first OptimumPuan points are on us.

You can learn about the features special to your OptimumCard, OptimumTaksit and OptimumPuan valid in our member businesses from our website www.koopbank.com .

Click here for fees and rates valid on credit cards.

 
 
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